Last night was the 4th class for the Dave Ramsey thing...and I am getting excited...like there is actually might be light at the end of the tunnel excited. There are some great ideas floating around, and it is scary to get out of debit...it is hard work and it is going to be frustrating and we are going to have to give up a lot...but only for a short while...in 3-4 years, we could be debit FREE!!! SAY WHAT?????????????

Still haven't written that letter to myself....

I haven't been able to get into see a new therapist...scheduling issues and then she sounds so...young....I miss Katie...a lot. I wish I had money so I could go see her. Maybe that is something we can work out in the next year or so. I feel lost though, we were making such progress, and it was challenging me. I have really tried to get in to see the new therapist, hopefully that is something we can get done...soon.

The letter to myself scares me. It will take time, deep thoughts, and opening myself up to a whole lot of emotions that I have been working so hard at keeping down. I don't want to feel those things. I am scared of what will come of it....if I acknowledge these things, what will happen? Obviously I know the world will not stop turning, but I will change. And I am scared of what I will do after I change. What decisions will I be forced to make? I don't know if this is something I can do...

Dave Ramsey

Tomorrow is our first class in the Financial Peace University....I have thought about this for a long time...and I have a few friends who have done this, and they all have reported that it works wonders. The big thing was getting Wes on board...my husband hates things like this, actually I think he hates admitting that we suck at budgetting and that we do not make good decisions. I know that our parents have ridden us so much and have pointed out numerous times that they don't think to highly of us when it comes to money...they mean well, however every kid wants to show their parents that they are wrong!!! SO that is why we are not telling our parents we are doing this! hahahha our little bit of rebellion....

I am excited and nervous. I am excited about working on our debt and budget in a smarter way. I am excited about learning how to budget instead of leaving everything up to wes. However, I am extremely nervous about making the change, because I don't do well with making changes. I don't do well because I never stick to them. For this to work for us, we need to stick to it and work hard it.

I will let you know how it goes....

and no, I have not written the letter to myself....